Marshall Small Business Revolving Loans Tackle COVID-19
[Marshall, Texas] To assist businesses that are suffering from the effects of the coronavirus (COVID-19) and helping companies to grow, the City of Marshall has allocated a portion of the funds from the CARES Act to create a small business revolving loan program. The initiative of supporting a small business loan program is a goal that came out of the citizen-driven Mobilize Marshall plan. These efforts to assist new businesses and encourage existing businesses to grow would promote the creation of a “Cradle of Entrepreneurship” program within the City.
The City of Marshall Small Business Revolving Loan Fund is designed to assist small and emerging businesses with projected gross revenue of less than $1 million and employ 50 or fewer employees. Companies must be located within the city limit of Marshall to apply.
Approved loans will not exceed the available funding in the revolving loan fund account and not exceed $10,000 or 75% of the total project cost, whichever is less. Approval for a small business revolving loan focuses on the character, credit, and reliability of the borrower. No predetermined percentage of equity will be required, nor is adequate collateral a determining factor, but loans will be secured by collateral when possible.
Eligible Loan Purposes:
• Acquisition and development or improvement of land, easements, and rights-of-way. Overhead expenses such as certifications, licenses, advertising, incorporation, insurance, etc.
• Rent and utilities.
• Training, technical assistance, business services (such as web site development, etc.) to increase the capacity of recipients to carry out or broaden services.
• Labor expenses (excluding owner), business inventory and supplies.
• Capital or equipment purchases necessary for the business operation.
The source of funding for the Small Business Revolving Loan Program is provided primarily through the U.S. Department of Housing and Urban Development Community Block Development Grant and through funds awarded to the City by a U.S. Department of Agricultural Rural Business Enterprise Grant.
The loan application process will begin with a pre-application consultation with City Staff and a completed application with supporting documentation. For more information on application, please contact Morrison.email@example.com.
…”If you’re wondering whether to wear or not to wear, consider this. The day before yesterday, 21 people died of COVID-19 in Japan. In the United States, 2,129 died. Comparing overall death rates for the two countries offers an even starker point of comparison with total U.S. deaths now at a staggering 76,032 and Japan’s fatalities at 577. Japan’s population is about 38% of the U.S., but even adjusting for population, the Japanese death rate is a mere 2% of America’s.” …Universal Masking is Urgent in the COVID-19 Pandemic”’: SEIR and Agent Based Models, Empirical Validation, Policy Recommendations. Results show a near-perfect correlation between early universal masking and successful suppression of daily case growth rates and/or reduction from peak daily case growth rates, as predicted by our theoretical simulations. a “mouth-and-nose lockdown” is far more sustainable than a “full-body lockdown”, from economic, social, and mental health standpoints. To provide both policymakers and the public with a more concrete feel for how masks impact the dynamics of virus spread, we are making an interactive visualization of the ABM simulation available online at http://dek.ai/masks4all. We recommend immediate mask-wearing recommendations, official guidelines for correct use, and awareness campaigns to shift masking mindsets away from pure self- protection, towards aspirational goals of responsibly protecting one’s community.”…Results show a near perfect correlation between early universal masking and successful suppression of daily case growth rates and/or reduction from peak daily case growth rates, as predicted by our theoretical simulations.
“Our analyses lead to the following key policy recom-
Masking should be mandatory or strongly recom- mended for the general public when in public trans- port and public spaces, for the duration of the pan- demic.
Masking should be mandatory for individuals in es- sential functions (health care workers, social and family workers, the police and the military, the ser- vice sector, construction workers, etc) and medical masks and gloves or equally safe protection should be provided to them by employers. Cloth masks should be used if medical masks are unavailable.
Countries should aim to eventually secure mass production and availability of appropriate medical masks (without exploratory valves) for the entire population during the pandemic.
Until supplies are sufficient, members of the general public should wear nonmedical fabric face masks when going out in public and medical masks should be reserved for essential functions.
The authorities should issue masking guidelines to residents and companies regarding the correct and optimal ways to make, wear and disinfect masks.
The introduction of mandatory masking will benefit from being rolled out together with campaigns, citi- zen initiatives, the media, NGOs, and influencers in order to avoid a public backlash in societies not cul- turally accustomed to masking. Public awareness is needed that “masking protects your communitynot just you”.
The novel coronavirus spreading around the globe “may never go away,” becoming a long-term fact of life that must be managed, not an enemy that can be permanently eradicated, a top World Health Organization official said on Wednesday.
“This virus may become just another endemic virus in our communities, and this virus may never go away,” Mike Ryan, head of the organization’s health emergencies program, said at a news briefing. “H.I.V. has not gone away but we’ve come to terms with the virus and we have found the therapies and we have found the prevention methods, and people don’t feel as scared as they did before.” “There are no promises in this and there are no dates,” he said, tamping down expectations that the invention of a vaccine for the coronavirus will provide a quick and complete end to what has become a global health and economic calamity. A good vaccine might be developed, but there is no telling when, he added, calling it “a moon shot.” If infected people become immune or resistant, then when enough people have had the virus, there will be fewer left who can catch it or spread it, making outbreaks more manageable. But no one knows how long that will take.
Transmission of SARS-CoV-2 in Domestic Cats With reports of transmission of SARS-CoV-2 from humans to domestic cats1 and to tigers and lions at the Bronx Zoo,4 coupled with our data showing the ease of transmission between domestic cats, there is a public health need to recognize and further investigate the potential chain of human–cat–human transmission. This is of particular importance given the potential for SARS-CoV-2 transmission between family members in households with cats while living under “shelter-in-place” orders.
In 2016, an H7N2 influenza outbreak in New York City cat shelters5 highlighted the public health implications of cat-to-human transmission to workers in animal shelters. Moreover, cats may be a silent intermediate host of SARS-CoV-2, because infected cats may not show any appreciable symptoms that might be recognized by their owners.
The Centers for Disease Control and Prevention has issued guidelines for pet owners regarding SARS-CoV-2 (www.cdc.gov/coronavirus/2019-ncov/daily-life-coping/animals.html opens in new tab). Given the need to stop the coronavirus disease 2019 pandemic through various mechanisms, including breaking transmission chains, a better understanding of the role cats may play in the transmission of SARS-CoV-2 to humans is needed.
GOOD NEWS FROM HOUSTON ABOUT A PROMISING TREATMENT:
The therapy, first used during the 1918 Spanish Influenza and last used in the Ebola outbreak, has become one of the go-to treatments for COVID-19, which has infected more than 1.4 million Americans and killed in excess of 84,000.
FROM TYLER PAPER: Titus County adds 39 COVID-19 cases as other East Texas counties stay in single digits for increases (They have chicken plants)FROM LONGVIEW PAPERGregg County adds two new COVID-19 cases; three more in Harrison Indoor transmission of SARS-CoV-2 (A study involving multiple patients in multiple cities in China) Among the identified outbreaks, 53.8% involved three cases, 26.4% involved four cases, and only 1.6% involved ten or more cases. Home outbreaks were the dominant category (254 of 318 outbreaks; 79.9%), followed by transport (108; 34.0%; note that many outbreaks involved more than one venue category). Most home outbreaks involved three to five cases. We identified only a single outbreak in an outdoor environment, which involved two cases. Conclusions: All identified outbreaks of three or more cases occurred in an indoor environment, which confirms that sharing indoor space is a major SARS-CoV-2 infection risk. (REMEMBER THAT ALMOST ALL OF THESE PEOPLE WEAR MASKS WHEN OUTDOORS) How to Reopen America Safely By Marty Makary Dr. Makary is a surgeon and a professor of health policy at the Johns Hopkins School of Public Health.Excellent article with business suggestions as well as medical. He also stresses wearing masks.
GIVE US YOUR FEEDBACK. CLICK ON “COMMENT” TO TELL US WHAT YOU THINK or use one of the alternative methods for providing feedback.
May 12, 2020 – Today we have 8 new cases to report giving us a total of 197 cases in Harrison County. Thankfully, we have 5 more recoveries to report totaling 25 recoveries. Remove the recoveries and 11 fatalities and we have 161 active cases. Let’s all be diligent and keep working to make these numbers go down.
I also expect that the National Guard will be back on Saturday at the Marshall Convention Center for more testing. I’ll let you know more about that as we get a little closer.
Gregg County took a leap of 13 confirmed cases of the novel coronavirus on Monday, and another county jail inmate tested positive for COVID-19, bringing up to four the total number of detainees with the virus.
N.Y. Times Article:
“At home, I ride an elevator several times a day to walk my dog, and I always wonder if I’m breathing in the germs of the people who were there before me,” she told me. “The answer is yes, I could be. Elevators are closed spaces with limited air circulation, and particles from coughs and sneezes can linger in elevators and land on buttons.”
Experts say the risks of exposure are low if you’re alone in the elevator, partly because people don’t spend enough time there to leave behind large numbers of infectious droplets. But Tara still recommends wearing a mask at all times in an elevator — both for self-protection and to minimize the risk of infecting others if you are sick.